What is Microsoft Financing?
Microsoft Financing exists to enable you, our customers, to meet your business challenges by getting the total IT solution you need now – rather than being limited by what you can afford. Microsoft Financing is dedicated to making it easier for you to purchase IT solutions, Microsoft products, or any combination of the two. Get an overiew (PDF) here, or get more information direct from Microsoft.
We can provide:
- Total Solution Financing – Microsoft software, hardware, services, 3rd-party software, training, all in one transaction!
- Competitive rates
- Low minimum deal size: £1,000 & above
- Affordable fixed payments versus annual or upfront payments
- More comprehensive IT solutions
That means you can have the IT solutions and financing options that you need, while growing your business, whether your budget is £10,000 or £10,000,000. Click on the picture above-right for more information.
"But financing sounds complicated"
In fact Microsoft Financing is very simple and quick. A host of information and resources are available to provide step by step guides and information from Microsoft
"Surely Microsoft Financing is too expensive, and their rates are too high?"
Understandably, you may be comparing Microsoft to your personal bank loans or mortgages. Microsoft are very competitive considering:
- Microsoft's solutions are unsecured, unlike a bank facility mortgage/personal loan which will probably be secured against the assets in the business
- Microsoft's rate is fixed for the whole term unlike the bank rate which is most likely variable.
- Microsoft finance software AND services, which offer little security for a bank.
- Microsoft structure payments to suit your budget requirements.
Leasing
Microsoft Financing offers two different finance options: Commercial Loans and Finance Leases. Microsoft Financing will be happy to discuss your needs to help you identify which solution is best for your individual business requirements.
What’s the difference?
- With a Loan, Microsoft Financing agrees to pay Griff & Jones for the solution; you then own the products and agree to pay back the loan plus interest over a specified period of time to Microsoft.
- With a Lease, Microsoft Financing becomes the owner of the products in the IT solution and grants you theuse of the products during a specified time; you would then make specified monthly/quarterly payments in advance or arrears.
- Tax treatment: lease rentals are usually 100% tax deductable, reducing tax liability, increasing profits & cashflow
Whichever you choose, you can rely on Microsoft Financing to provide the most flexible and convenient way of paying for your IT. Get an overiew (PDF) here, or get more information direct from Microsoft.
